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Testimonials:
“…we met Melanie face to face and realised instantly that we were in safe hands…”
Laura C, London
“The service I received was excellent, thanks so much”
Gemma K, Brighton
“I would recommend Melanie Giles to anyone”
Darren C, Bristol
“I found Melanie to be a very thorough and detailed professional…”
Graham B, Midlands
Hello, my name is Melanie Giles and I am an independent Licensed Insolvency Practitioner and have been working in the debt solutions industry for over 20 years.
I specialise in helping people in all kinds of debt manage their Individual Voluntary Arrangement (IVAs).  
Through my experience as a Practitioner and being a regular contributor to the IVA community, I have gained personal insight into the problems and concerns of the everyday consumer; the debtor. This is why I wanted to introduce myself. The phone number you see on this website is a direct line to me.

Almost every debt website you encounter will bombard you with information claiming that they can help you write off even as much as 95% of debts, I don’t try to make such claims. I will not falsely indicate how much of your debt will be written off. What I will do is properly assess your financial situation with you in person and ascertain what you can afford to pay your creditors.  

Please feel free to look at my website and read all about me, my experience and my case studies. You can also look at my previous advice, for free on the IVA forum, I post on there everyday.

Call Melanie Giles on 02920 277 678 or please fill in an IVA Enquiry Form.

Please click here to watch Melanie Giles Introduction video.

Recent forum posts by Melanie Giles
Active Topics on The IVA Forum: IVA Community
Title Posts Views
one or two IVAs (by: stressedtothemax) 25 285
24 month no variation clause (by: acsn) 5 91
Councillor down the Swanny (by: NCivic) 12 341
IVA rejection (by: aguise) 32 388
Long time no post (by: freelili) 11 160
Urgent Advice needed Please (by: kallis3) 23 471
Full & Final IVA (by: countess_a) 5 75
Car - repairs and MOT - month break from IVA poss? (by: MelanieGiles) 2 42
Advise please (by: neil1979) 24 518
council housing (by: freelili) 26 225

Recent blog posts by Melanie Giles
Melanie Giles (IP) Blog
Diary of an IP - Update at 6 April 2008
Diary of an IP - Update at 19 March 2008
Update as at 12 March 2008
Diary of an IP
Happy new 2008 everyone
Institute of Chartered Accountants in England and Wales give guidance on IVA regulation
Think you need some debt advice? - questions to ask the advisors.
Credit Referencing Agencies - How accurate are they?
Expenditure - Just what is allowable?
Interest Rate Rise - Announced 11 January 2007

Media Coverage:


  Accountancy Age
"Insolvency stats miss full scale of debt, claim practitioners"
08-May-2008 - Online
 


  Management Consultancy
"Insolvency stats miss full scale of debt, claim practitioners"
08-May-2008 - Online
 


  Debt Management Today
"IVA or Bankruptcy? IVA.co.uk Debt Debate Weighs Up Insolvency Options"
23-Apr-2008 - Online
 


  Accountancy Age
"Helping the helpless?"
17-Apr-2008 - Print
 


  Business Credit Management
"IVA or Bankruptcy? IVA.co.uk Debt Debate Weighs Up Insolvency Options"
09-Apr-2008 - Online